been a while

don't think my life has improved, 'cause it hasn't.... just been too dammed depressed to write...

Van is still running, for now, exhaust needs to be replaced, but can't afford it after paying a $700 vet bill last week. Kid slammed his bedroom door on the cats tail and shelling out the dough was worth not putting up with the drama of choosing to put the thing down instead. (not to mention my guilt)

oh, and the pool pump blew on the weekend, just when the summer started to heat up, how's that for irony. #$%&$%^#^%#$ $500 to replace with a new one, or $200-$300 for a used one (other peoples problems)

Last spring the old lady finally threw on the straw that broke my financial back by spending a fortune on a getaway that we couldn't afford... bills bounced and when she came back I told her to deal with the finances cause I was D U N!

Needless to say, more bills bounced, our gas utility bill fell behind to almost $2000, our phone and satellite got cut off, etc, etc... last month she begged for me to help again... and promised she wouldn't spend a dime wtihout checking with me first... in fact swore she won't even think of it for a long time... that lasted about 6 weeks.. gotta tell ya, about 5 1/2 weeks longer than I expected. So we sort of get back on track and of course, having not done it for months, forgot to account for everything and 1 payment bounced, had to be the house insurance, so they just went ahead and cancelled the policy. No amount of begging would have them reconsider. sigh so now the wife is nagging me to call around and find another company to sign with. I talked to our broker and she says because of the cancellation for non-payment (I'll comment on that one in a sec) that we can expect to pay double anywhere else. I told the wife I'd just as soon as go wtihout and when something happens, just declare bankruptcy again and walk away. She didn't like that one... oh well. I told her fine, you call around and still I get nagged about calling. I then said, fine, give me a list of places to call and I will, still waiting for that list, been 2 weeks now. She asked last week if I've called yet and I said no, you haven't sent me the list yet and her reply was that I could have easily looked it up myself. To which I replied yes, but your the one that wants me to call so make it easy otherwise it'll be a long time before I get around to it....

Any way, now back to the 'cancellation due to none payment' remark... how can they say it's non-payment when the last time a payment bounced they just took it a week later along with a $50 "administration" fee... why couldn't they just do that again? the broker just replied that they just cancel and blacklist you because its too much trouble... bunch of fuckers with their heads kicked in.